PROTECTING YOUR
WEALTH AND FAMILY

Your most valuable asset is not your wealth. It’s your ability to keep the wealth secure.

You have worked hard to get to where you are today – which is why it makes financial sense to ensure that everything you have worked for is not at risk. At CIMB Preferred, you can count on our team of experts to create and manage a wealth protection plan that safeguards what is important to you: your loved ones and your wealth.

Protecting your wealth
As your personal wealth grows, it becomes more and more important for you to protect it to help you through difficult times, and to minimize the impact on you and your loved ones

Protecting your family
Giving your family coverage ensures that they are able to sustain their way of life in the event something happens to you, keeping your financial goals you have planned for them intact

Protecting your health
Lifestyle-related diseases and age-related disorders are on the rise, which requires long-term care. With health coverage, you can protect your family from medical bills and help them ensure that you are provided with the best possible medical treatment


Solutions for your needs

Recommended solutions

Core benefits

AIA Platinum Gift For Life

AIA Platinum Gift for Life is a single premium, participating whole life plan that provides guaranteed monthly income from the 5th policy anniversary year up to the age of 100.
  • This plan offers immediate cash value of 80% of your premium from day one and increases thereafter.
  • Enjoy guaranteed monthly income from the 5th policy anniversary year up to the age of 100.
  • Start your retirement journey without the need for a medical check-up.
NTUC Income Wealth Solitaire

NTUC Income Wealth Solitaire is a single premium, participating whole life plan that provides guaranteed monthly income from the 6th policy anniversary year up to the age of 100.
 
  • Receive monthly cash payouts starting from the 6th policy year1 till age 100.
  • Receive 105% of the net single premium paid and a non-guaranteed terminal bonus2, at the point of policy maturity when the insured reaches 100 years old3.
  • Receive a guaranteed special cash benefit equivalent to 1.56% of your net single premium at the start of the 21st and 31st policy year.
  •  
    1 If the insured survives at the end of the 5th policy year, you will start to receive monthly cash payouts starting from the 61st policy month onwards till age 100. The monthly cash payout consists of the guaranteed monthly cash benefit and the non-guaranteed monthly cash bonus. The guaranteed monthly cash benefit is 0.13% of the net single premium, while your non-guaranteed monthly cash bonus is up to 0.22% of your single net premium. Over 12 months, you would receive 1.56% of the net single premium as guaranteed cash benefit and up to 2.64% of the net single premium as non-guaranteed cash bonus. The non-guaranteed monthly cash bonus may vary according to the future performance of the Life Participating Fund. You will continue to receive your monthly cash payout at subsequent policy months if the insured is still alive and the policy has not ended. Net single premium means the single premium amount shown in the policy schedule or the reduced amount if a part of the policy has been cashed in earlier.
     
    2 Bonus rates are not guaranteed and the benefits payable will vary according to the future performance of the Life Participating Fund.
     
    3 If the insured survives at the end of the policy term, which is the anniversary immediately after the insured’s 100th birthday, and the policy has not already ended, the policy will pay 105% of the net single premium and a non-guaranteed terminal bonus (“centennial maturity benefit”). We will also pay any cash benefits and cash bonuses which have built up (accumulated). The policy will end when we make this payment. We will not pay any further benefits.

NTUC Income Legacy Solitaire

NTUC Income Legacy Solitaire is a single premium, participating whole life plan that provides you with protection against death, terminal illness and accidental death (if accidental death occurs before the age of 70) during the policy term.
 
  • A whole life plan for the mass affluent and high net worth individuals with protection coverage for life. It provides you with high coverage with only one premium payment.
  • Boost your coverage with minimum protection value of up to 320% of sum assured1 till age 80, in the event of death or terminal illness. 
  • Gives you additional protection in the event of accidental death2.
  • Offers your loved ones a benefit payout which will secure their financial security and assure them that they can maintain their lifestyles.
  •  
    1 During the policy term, if the insured becomes terminally ill or dies, before the policy anniversary immediately after the insured reaches the age of 80, 100% of sum assured and 100% of non-guaranteed bonuses, or minimum protection value of the basic policy, whichever is higher will be paid. The minimum protection value of the basic policy depends on the age of the insured at policy entry date (age last birthday), and could be up to 320% of the sum assured. If the insured becomes terminally ill or dies, on or after the policy anniversary immediately after the insured reaches the age of 80, 100% of the sum assured and 100% of non-guaranteed bonuses will be paid.
     
    2 In addition to the death benefit, 25% of the minimum protection value will be paid out for this benefit only if the death resulted from an accident before age 70, occurs within 365 days of the accident and the insured was not taking part in any restricted activity as defined under the policy at the time of the accident. If death occurs due to the insured’s involvement in any such restricted activity at the time of the accident, only 15% of the minimum protection value will be paid out for this benefit in addition to the death benefit. Standard exclusions apply as well. Please refer to the policy contract for further details.


Speak to us about how we can help you

For assistance, please contact your Relationship Manager, call our CIMB Preferred At-Your-Service, visit us at a branch nearest to you, or write to us to schedule an appointment.

Explore more financial solutions in our Daily Banking and Financing Solutions and Regional Banking Solutions pages.

The information on this website is intended for general circulation and should not be interpreted as an offer to sell, solicit an offer to purchase or subscribe for any investment or insurance plan. It does not take into account the specific investment objectives, financial situation or particular needs of any person. You may wish to seek advice from a financial adviser before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser, you should consider whether the product in question is suitable for you.
Terms and conditions apply to all products and services.


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